• Understanding the Bad Credit Car Loan
    Dealerships

    Understanding the Bad Credit Car Loan

    Do you know the difference between “good” credit and “bad” credit? Many people understand that it has to do with their overall credit score, and some even understand that they actually might have three different credit scores depending upon the agency making the report. Additionally, there are many other people who have discovered that bad credit also comes from a history of late or overdue payments, defaults on loans, and even bankruptcy. This is the reason that many consumers need a bad credit car loan when they are trying to buy a new vehicle.

    Someone with good credit is going to have no indication of tardiness with their bills, and no signs of any inability to repay a loan. The credit report of someone with a “bad” history, however, is going to make the lender worry if they will get all of the money back without having to pursue some sort of action against the borrower. This is the reason that a bad credit car loan might come with a higher rate of interest and a strict or shorter repayment period.

    For example, if most lenders are issuing loans for new cars at four to five percent, the bad credit car loan might be offered at seven to ten percent interest instead. This is not to punish someone financially for having a bit of a shaky history, but is because the lender is trying to ensure that they get as much of their loan back as possible within the first years of the term.

    Additionally, many people who are seeking a bad credit car loan will have to understand that many lenders will ask for a down payment against the loan too. This doesn’t mean that they will automatically have to come up with twenty percent of the purchase price, … READ MORE

  • Auto Bad Credit Loan - A Simple Way to Get Easy Auto Loan Approval
    Auto Parts

    Auto Bad Credit Loan – A Simple Way to Get Easy Auto Loan Approval

    Do you know that you can get an auto loan approval despite your bad credit record? Do you know that you can get a car tomorrow by simple clicking of links, fill a form and submit? Do you know that you can get a car of your choice from the comfort of your home? Do you know that you can get either a used car loan or a new auto loan online?

    One thing about loan is that it is your choice, if you have made up your mind to take a loan where to find the lender that will give you the loan service is not far fetched. All you need to do is to search for the type of loan you want on  or check in with  and type in what you want as it is in your mind. Google or yahoo search will provide you thousands of result matching your request all you need to do to get the best of the loan service is to identify the lender that will give you the best of the loan service in times of interest rate and duration of loan.

    If you are in need of car and you have made up your mind, probably you have even searched so many search engines to find the best place to get a car loan, all you need to do here is to read carefully and follow the instruction provided in this article to get the car loan you want. There are so many car loans available on the internet but you have to choose the car loan that is better for you. If you need a company that will finance a car for you, you need to choose the company in your state because the companies in your state access … READ MORE

  • 10 Top Uses For Excel in an Auto Shop
    Automotive Shop

    10 Top Uses For Excel in an Auto Shop

    The world’s most-used spreadsheet shows up in such a wide variety of places that it’s sometimes easy to forget just how much it can impact a business. Far beyond just tracking the bottom line, even a relatively straightforward business like an auto shop can find several uses for Microsoft Excel.

    Tracking the Bottom Line: Yes, it’s true! You can put Excel to use by giving it your income and your outgo and having it chart your profits over time.

    Inventory and Ordering: With a little bit of wizardry, Excel can not only keep track of how much inventory you should have, but it can Email you an alert when you get too low on a particular product, making ordering a breeze.

    Doing the Schedule: Of course, Excel can be used to graphically display what times any given employee will be on the clock and thus make it easy to ensure that all of the necessary coverage is there for you.

    Customer Tracking: Few businesses need to track customers more accurately over a longer period of time than an auto shop; Excel offers you the power to do just that. By setting up an entry form that gathers the necessary information and then stores it deep in another sheet, you can easily keep records on hundreds of customers and their vehicles over months and years.

    Receipts: Because of an auto shop’s specific needs when it comes to breaking down parts, labor, taxes, and other charges, Excel makes for an excellent receipt-making program.

    Invoicing: Speaking of templates, Excel comes equipped with a wide variety of templates for invoicing services — like laundry service for your work grubs.

    Create Recommendations: Whether you put it on your receipts or on your work orders, Excel’s ability to add drop-down menus to a cell can make … READ MORE

  • Employees Coming in Late
    Automotive Technician

    Employees Coming in Late

    When you start to see a pattern in behavioral issues; such as an employee coming in late, here are the things you need to consider:  1) If you don’t nip it in the bud it will get worse. 2) Employees need to be responsible for their own behavior. 3) They need to know why you have a special policy. So, next time an employee starts developing bad behavior patterns, such as arriving late, calling them to the private environment and asking them why they are late. When they have given you their explanation, say something like this …

    “Mike, I realize you’ve been late four times now this month, and let me tell you what concerns me. First of all, if you’re not here at 7:30 in the morning, the first thought that comes to mind is that you or someone in your family might be sick or injured, and you might need my help.my second thought was that your car might be damaged, or you might be in an accident, and I began to wonder if I should send Larry or Frank out to look for you. complicates matters even further, when you are not here on time, and I stand at the service counter, I don’t know what to tell customers who ask me if their car will be ready for the day, and then there’s one more thing, Mike. I just can’t expect anyone else here at Acme Auto Body to be here on time when you don’t, now that I know old habits are hard to break, so this is what I will do. Next time you are late, I will ask why, but it really doesn’t matter because that one will happen to me. If you are late, once again I will ask why, and … READ MORE

  • Transport Operations Training For People With Experience
    Dealerships

    Transport Operations Training For People With Experience

    Perhaps you’re a former truck driver, who wants to stay closer to home, or maybe you’re ready for a career change after many years doing dispatch, but you don’t want to switch out of the field or waste your training and experience. The right transport operations training can only build on what you’ve got already, launching a new career or helping you advance. Continuous skill updates are the reality in most industries and transportation, driving and freight are no different.

    Drivers

    Past truck drivers should consider a switch into a dispatch role. You heard their voice on the radio while you were on the road, and just as you learned to understand what they were saying, you already have most of the basics to get you off the ground. Add some formal dispatcher training, available in a variety of educational formats, and you’re well on your way to trading the driver’s seat for the comforts of a control centre chair, and hands on a steering wheel for a headset. Your industry experience will also be especially appealing to employers because you’ll know all the challenges that drivers face, and all the rules and regulations.

    Dispatchers

    If you have existing dispatcher training, that means that you’re already at least part way to being qualified radio operator, complete with formal certification. While the technology has been around for a great deal of time, its reliability keeps it relevant even in the face of advances in mass communication. In fact, with the use of satellites and the role of radio waves in cell phones you may already be on the cutting edge of technology. You could take this into a career in radio broadcast, including safety warnings or fire monitoring, or if you’re particularly gifted with technology, your knowledge of the switchboard could … READ MORE

  • Becoming an Automotive Technician
    Global Auto Group

    Becoming an Automotive Technician

    Auto technicians use each wrenches and pc programs with equal ease..  Cars today operate with the assistance of laptop systems that control heating and cooling systems, fuel feed, ignition and and several of the conveniences such as the sound system and GPS programs.  The challenges for auto technicians today include the traditional variations in design and functionality used by various auto makers.  Equally challenging is the fact that auto producers continually upgrade the technology used to operate today’s vehicles.

    You can study with auto manufacturers.  In order to keep auto technicians up to date many manufacturers operate training schools  who want to learn from the source.  Nissan, BMW, Toyota and Ford all offer training programs that lead to certification. Continuing education is also offered by many of the other auto makers; sometimes those courses are available at automotive vocational schools. The changes in each design and complexity for the inner workings of automobiles change much more rapidly today than a generation ago

    Choose an area of expertise.  Most auto technician training facilities separate their teaching into three areas:  Basic auto repair, collision repair, and diesel maintenance and repair.  Diesel mechanics typically work on  buses and trucks.  The salaries for all three of these options have a variation of about ten percent among them, according to the Department of Labor.

    Many automotive professionals seek certification.  The National Institute for Automotive Service Excellence (ASE) offers a testing program that leads to certification, a factor that can be important to employers.  The general requirement for taking the ASE examination is two years of experience in the field, but graduation from an automotive vocational program can be substituted for one of those years.  For automotive repair alone, there are eight specializations such as brake repair and ignition systems that are available for ASE certification, … READ MORE